Privacy Policy

Effective Date: December 22, 2025

Last Updated: December 22, 2025

Efficient Consulting & Management Inc. (“ECM”, “we”, “us”, or “our”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, transfer, safeguard, and otherwise process personal information obtained through your interactions with the www.ecmbb.com website (the “Website”), related digital services, and in the course of providing our professional services.

Please read this policy carefully to understand our practices regarding your personal data.

1. Scope and Applicability

This Privacy Policy applies to:

Visitors and users of the ECM Website;
Clients and prospective clients who interact with us through the Website or other digital means;
Any individual or entity whose personal information we collect in connection with providing professional services.

By accessing or using the Website or our services, you acknowledge that you accept this Privacy Policy.

2. Information We Collect

We collect personal information that you voluntarily provide when you:

Submit an online form (e.g., contact requests, engagement inquiries, eligibility pre-assessment);
Register for services, events, or newsletters;
Communicate with us via email, phone, live chat, or other direct channels;
Upload documents to the Website in connection with onboarding or compliance processes;
Use features of the Website that require authentication or data submission.

Examples of information we may collect include:

Contact Data: Name, email address, phone number, physical address;

Professional Data: Job title, company name, industry;

Service-Related Data: Professional documents, transaction or advisory details, compliance documentation;

Technical Data: IP address, browser type, device identifiers, cookies, and similar technologies;

We do not collect sensitive personal information unless you provide it explicitly for compliance or service purposes.

3. How Information Is Collected

We collect information:

Directly from you when you input or upload it;
Automatically through website analytics tools, cookies, and other tracking technologies;
From third-party service providers when they assist in delivering services;
From public or regulatory databases as necessary for compliance.

4. How We Use Personal Information

We use your information to:

Provide, administer, and improve our services;
Respond to inquiries and support requests;
Carry out onboarding, compliance, and risk-assessment procedures;
Deliver communications, updates, and service-related notices;
Comply with legal, regulatory, and audit obligations;
Perform internal business operations, analytics, and quality assurance.

We do not use personal information for purposes beyond legitimate business or compliance needs without your informed consent.

5. Sharing and Disclosure of Information

We do not sell, trade, or lease your personal information to unaffiliated third parties.

We may share your information in the following limited cases:

Service Providers: Vendors who help us operate the Website, host data, or support service delivery (they are contractually bound to protect your data);
Legal and Regulatory Authorities: If required by law, legal process, or in response to lawful requests;
Professional Advisors: To conduct compliance reviews, audits, or legal consultations;
Mergers/Business Transfers: In connection with a corporate transaction, merger, acquisition, or asset sale, provided the acquiring entity agrees to protect your data.

We will notify you if your information is shared outside these contexts, to the extent permitted by law.

6. Cookies and Similar Technologies

We, and third parties acting on our behalf, may use cookies and similar technologies to:

Enable and enhance Website functionality;
Analyze usage patterns and performance;
Support security, authentication, and fraud detection.

You may control cookie preferences through your browser settings, but disabling certain cookies may affect Website functionality.

7. Data Security

We implement technical, administrative, and physical safeguards intended to protect personal information against unauthorized access, loss, disclosure, alteration, and destruction. However, no method of electronic transmission or storage can be guaranteed as absolutely secure.

8. Retention of Personal Information

We retain personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce agreements.

9. International Transfers

Because we operate a globally accessible Website and serve clients internationally, personal information collected through the Website may be transferred to, stored in, and processed in countries other than your country of residence. We take steps to safeguard such data in accordance with applicable law.

10. Your Rights and Choices

Depending on your jurisdiction, you may have the right to:

Access, correct, update, or delete your personal information;
Object to or restrict certain processing;
Withdraw consent (if processing is based on consent);
Request a copy of personal information in portable form.

To exercise your rights, contact us at the email address below.

11. Children’s Privacy

Our Website and services are not directed at children under the age of 18. We do not knowingly collect personal information from individuals under this age. If you believe a minor has provided information to us without consent, contact us immediately.

12. Third-Party Links and Services

The Website may contain links to third-party sites or integrations. ECM is not responsible for the privacy practices or content of those sites. We encourage you to read the privacy policies of any external websites you visit.

13. Changes to This Policy

We may update this Privacy Policy periodically to reflect changes in our practices, legal requirements, or technology. If material changes occur, we will post the new effective date at the top of this page.

14. Contact Us

If you have questions about this Privacy Policy, wish to exercise your privacy rights, or have concerns about privacy practices, please contact:

Efficient Consulting & Management Inc.

Email: ssb@ecmbb.com

65 Violet Circle, Oxnards, St. James

Bridgetown, Barbados | BB23019

By using our Website or services, you consent to the practices described in this Privacy Policy.