Terms of Use of Website & Services

Terms of Use of Website & Services

Effective Date: December 22, 2025

Last Updated: December 22, 2025

Welcome to Efficient Consulting & Management Inc. (“ECM”, “we”, “us”, or “our”).

These Terms of Use (“Terms”) govern your access to and use of www.ecmbb.com (the “Website”) and any related services, content, or functionality offered through the Website. By accessing or using the Website and any services accessible through it, you agree to comply with and be bound by these Terms in full. If you do not agree to these Terms, you should immediately discontinue use of the Website and related services.

1. Acceptance of Terms

By accessing, browsing, or using this Website or its services you agree to:

  • These Terms and all policies referenced herein;

  • Our Privacy Policy (accessible via the Website), which governs the collection, use, and storage of personal information;

  • Any additional terms that may apply to specific features or services offered through the Website.

2. Use of the Website

The Website and its content are for your personal, non-commercial use only, unless you enter into a separate written agreement with ECM authorizing other usage. You agree not to:

  • Use the Website in any unlawful manner, for any unlawful purpose, or in any way that could impair, harm, or infringe the rights of others;

  • Interfere with or disrupt the Website or servers or networks connected to the Website;

  • Upload, post, or transmit any content that is unlawful, harmful, defamatory, threatening, infringing, or otherwise objectionable.

All rights not expressly granted in these Terms are reserved by ECM.

3. Bookings and Client Engagement

ECM’s professional services are engaged through the Website only by scheduling via the Website’s designated appointment page and completing all required onboarding steps. Bookings, consultations, engagement letters, and subsequent services are subject to applicable fees, terms, and conditions set out on the Website and in separate engagement agreements.

4. KYC, AML, and Onboarding

ECM requires all prospective clients and counterparties to complete comprehensive Know Your Customer (KYC) and Anti-Money Laundering (AML) protocols and any associated fees before services are provided. Refusal or failure to complete these procedures fully and truthfully may result in rejection, suspension, or termination of services.

5. Client Responsibilities and Representations

You agree that:

  • All information submitted through the Website is accurate, complete, and truthful;

  • You will promptly update your information if it changes.

  • You will cooperate with ECM’s compliance requirements and provide all requested documentation.

Providing false, misleading, or incomplete information may result in termination of services and potential legal liability.

6. Intellectual Property and Content Rights

All materials available on the Website—including text, graphics, logos, icons, images, audio clips, software, and data compilations—are the property of ECM or its licensors and are protected by applicable intellectual property laws. You agree not to reproduce, transmit, distribute, modify, or create derivative works without our express written permission.

7. Disclaimer of Warranties

The Website and all services, content, and materials provided through the Website are provided “as is” and “as available” without any warranty of any kind, either express or implied, including without limitation any implied warranties of accuracy, completeness, fitness for a particular purpose, or non-infringement.

ECM does not warrant that the Website will be error-free, uninterrupted, secure, or free of harmful components.

8. Limitation of Liability

To the fullest extent permitted by law, ECM and its affiliates, officers, directors, employees, agents, licensors, and service providers shall not be liable for any indirect, incidental, consequential, punitive, or special damages, including loss of profits, revenue, data, or business opportunities arising out of or related to your use of the Website or reliance on any content or services provided through the Website.

9. Privacy and Data Security

By using the Website, you acknowledge and agree to the terms of our Privacy Policy, which explains how your information is collected, used, shared, and protected. ECM implements reasonable technical and organizational measures to safeguard data, but no security measure is absolute.

10. Termination

ECM may, in its sole discretion and without notice or liability, terminate or restrict your access to all or part of the Website, or refuse service, if you violate these Terms or pose a security risk. Termination does not limit any other remedies ECM may have under law or equity.

11. Modification of Terms

ECM reserves the right to update, revise, or replace these Terms at any time by posting changes to the Website. The updated “Last Updated” date will reflect the modification. Continued use of the Website after such changes constitutes acceptance of the updated Terms. It is your responsibility to review them periodically.

12. Governing Law and Jurisdiction

These Terms and any claim or dispute arising out of or relating to these Terms or your use of the Website shall be governed by and construed in accordance with the laws of Barbados. You agree that jurisdiction and venue for any dispute shall lie exclusively in the courts of Barbados, to which you submit expressly.

13. Contact Information

If you have questions or concerns regarding these Terms, please contact us via the contact mechanisms provided on the Website.

ECM — Precision. Clarity. Compliance.

Efficient Consulting & Management Inc.

65 Violet Circle, Oxnards, St. James, Bridgetown, Barbados | BB23019

ECM is a boutique cross-border structuring and transaction management firm.