Payment Guidelines

Payment Guidelines

Updated time: 01 Dec, 2023, 09:51 (UTC+08:00)

You agree to pay the fees charged by Efficient Consulting & Management Inc. ECM®’s fixed service fees and schedule of fees can be found in the price list available on the website. ECM® starts an execution phase only after the receipt of the full payment of applicable fees. All fees and charges are payable in the currency nominated by ECM®, which is USD (US dollar).

We offer 3 methods of payment as below: 

  • Cash is accepted as a form of payment; however, this MUST be provided with a declaration of the Source of Funds. Funds are accepted in local (Barbados Dollars or BBD) and USD, however, local cash will be accepted at the buying exchange rate of our banker.

  • We Receive All Wires And Electronic Transfers At Lake City Bank.

    Our banking coordinates are displayed below. We strongly suggest saving the image of our banking coordinates and having your accounts department or banker attend to this matter on your behalf. Should you feel comfortable enough you may also proceed with the transfer.

  • 1stPay Transfer options:

    Log on to Online Banking or CIBC FirstCaribbean Mobile App, select "Transfer", select "1stPay", select your account and follow the below steps:

    1. Mobile Number

    Under Contact Type, select:

    "Select From Contacts". Choose the contact you wish to send funds to.

    Since we have 1stPay our Mobile Number will be Verified, you can proceed with the transaction.

    (Mobile Number must start with 1 plus the Area code. E.g. - 1246-222-2222). Should you choose this option, please save our mobile number as 1246-850-5457.

    2. Email Address

    Under Contact Type, select:

    Email Address

    In the "To" field, enter the Email Address of the recipient.

    Since we (the payee) have 1stPay our Email Address will be Verified, and you can proceed with the transaction. Should you choose this option, please save our email address as ssb@ecmbb.com.

    3. QR Code

    We also have a unique CIBC FirstCaribbean QR Code with is displayed on this payment page.

    Open your camera app and scan the QR Code. You will be prompted to log on.

    The transfer screen will show the Recipient's (our) account information.

    Add the amount to be transferred,

    Click "Transfer Now" to send funds!

*Please Note below

Retainer clients are those who we provide monthly services to.